“When we began the process of building a new home for our church, we were overwhelmed by the complexities of church financing. We had vision, passion, and a growing congregation — but we didn’t have the experience to navigate a multi-million-dollar loan.

That’s when we were introduced to Michael at Emerging Capital. From day one, he took the time to walk us through every detail — from understanding how church loans differ from commercial loans to knowing what lenders were the right fit for our unique situation. He educated us, advised us, and ultimately connected us with the perfect lender for our $4 million construction project.

Thanks to his team’s wisdom and guidance, Destiny Church of Jacksonville was able to secure long-term, favorable financing for our new building located on the Southside of Jacksonville.

If you're a church leader facing similar challenges, I can’t recommend Michael and Emerging Capital highly enough. Their heart for the church and expertise in the lending process made all the difference for us.”

- Pastor Chris Tomlinson

Destiny Church of Jacksonville is a growing non-denominational church in Jacksonville committed to life change, community, and the Gospel. We assisted Destiny Church in securing a long term fixed-rate with significant monthly savings.